Terms and Conditions

Terms and Conditions

Last Updated: 3-20-2025

Welcome to PKoehler Insurance Services. By using our website (pkoehlerinsuranceservices.com) and subscribing to our services, you agree to the following Terms and Conditions. Please read them carefully.

1. Services Provided

PKoehler Insurance Services provides insurance-related information and assistance, including Medicare enrollment support. We do not guarantee insurance approval or specific policy benefits.

2. User Responsibilities

By using this website, you agree to:

Provide accurate and truthful information.
Use the website for lawful purposes only.
Not misuse or interfere with the functionality of the website.

3. SMS Messaging Terms

Messaging Frequency

By subscribing to our SMS alerts, you agree to receive up to 5 messages per week regarding Medicare updates, enrollment assistance, and service-related notifications.
The frequency may vary based on user preferences and specific notifications.

Opt-in Process

To subscribe to SMS alerts, text 'JOIN' to 920-896-6988.
Upon subscribing, you will receive a confirmation message verifying your subscription. Example: "You’ve successfully subscribed to PKoehler Insurance Services SMS alerts."

Opt-out Process

To stop receiving SMS messages, text 'STOP' to 920-896-6988.
You will receive a confirmation message stating: "You have unsubscribed and will no longer receive messages from PKoehler Insurance Services."
Alternatively, you can opt-out by emailing us at pkoehlerins@gmail.com.

4. Privacy Policy

We value your privacy. For details on how we collect, use, and protect your personal data, please review our Privacy Policy.

5. Disclaimers & Liability

We are not responsible for delays, errors, or service interruptions in SMS messaging due to carrier issues or network failures.
Standard message and data rates may apply to all SMS communications.
This website may contain links to third-party sites. We are not responsible for their content or privacy practices.

6. Changes to Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page, and continued use of our services constitutes acceptance of the revised terms.

7. Governing Law

These Terms and Conditions are governed by the laws of Wisconsin, and any disputes will be handled in the appropriate courts of that jurisdiction.

For questions or assistance, contact us at:

PKoehler Insurance Services
Phone: 920-896-6988
Email: pkoehlerins@gmail.com
Website: https://pkoehlerinsuranceservices.com

Thank you for choosing PKoehler Insurance Services.

This is a solicitation of insurance. By completing any forms on this website, you agree that an authorized representative or licensed insurance agent may contact you by phone, email or mail to answer your questions or provide additional information about Medicare Advantage, Part D, Medicare Supplement insurance plans or other health insurance. By completing this form you are not obligated to enroll. This licensed insurance agent represents various Medicare Advantage (MA) and Prescription Drug Plans (PDPs) as well as other types of health plans. We do not offer every plan available in your area. Currently we represent 13 organizations which offer 105 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. This website is independently owned and operated and is not affiliated with, endorsed by, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services. It provides information and decision-support content about Medicare, Medicare-related services, and resources for individuals with Medicare. For official details about the Medicare program, please visit the U.S. Government's official Medicare website at http://www.medicare.gov.

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