Need Help with Medicare plan options?
Is Now the Right Time to Talk?
Is Now the Right Time to Talk?
Is Now the Right Time to Talk?
Let’s connect if any of these sound like you:
- You’re turning 65 soon
- You already have Medicare but want to review or switch your plan
- You’re still working and unsure whether to enroll
- You’re helping a loved one enroll in Medicare
I’ll guide you step-by-step so you can feel confident about your healthcare choices.
Why Work With a Local Agent?
Is Now the Right Time to Talk?
Is Now the Right Time to Talk?
Personalized Help
Confused by Medicare Advantage, Medigap, or drug plans? I make it easy to compare your options.
Unbiased Recommendations
As an independent agent, I represent multiple companies—so I’ll help you find the plan that fits you, not just one carrier.
Flexible Appointments
Meet in person, over the phone, or on a video call—w
Personalized Help
Confused by Medicare Advantage, Medigap, or drug plans? I make it easy to compare your options.
Unbiased Recommendations
As an independent agent, I represent multiple companies—so I’ll help you find the plan that fits you, not just one carrier.
Flexible Appointments
Meet in person, over the phone, or on a video call—whatever works best for you.
No Cost to You
My services are always free. I’m paid by the insurance companies, not by you.
Let's Make It Simple.
Is Now the Right Time to Talk?
Let's Make It Simple.
I’m Penny Koehler, a local, independent insurance agent helping Wisconsin residents choose the right coverage—at no cost to you.